览和招股章程。互惠基金不获加拿大存款保险公司 (Canada Deposit Insurance Corporation) 或任何其他政府存款保险机构的承保,也不获保证其单位资产净值能维持不变,您在基金中的投 资也不获保证将会全额退还。过往业绩或许未能重现。互惠基金策略和当前...
Be a first-time home buyer andreside in Canada at the time of your withdrawal. Have a written agreement to buy or build a home in Canada before October 1 in the year that follows the year of withdrawal. For example, if you plan to withdraw your FHSA funds on December 1, 2023, you’...
New to Canada? You may be eligible to use the FHSA to save for your first home. You’ll need to be a Canadian resident for tax purposes with either a Social Insurance Number (SIN) or a temporary SIN. You also need to be considered a “first-time homebuyer”, which means that during...
You must be a first-time homebuyer and a resident of Canada at the time of the withdrawal for the acquisition of your qualifying home. A "qualifying home" is defined as a housing unit located in Canada. It also includes a share of the capital stock of a cooperative housing corporation, ...
当然这是在税务上最理想的状况。 如果在FHSA过期前没攒够首付,无法买房,那么孩子就只能选择把FHSA里面的钱($74,221)转到RRSP或者是取出。这时转到RRSP是不受RRSP额度限制的,但如果取出现金,则取出的部分要交税。 所以这时最理智的方式是从即将过期的FHSA转$35,000到RRSP,用HBP把这$35,000取出买房。剩下的$39,...
Non-residents of Canada are not eligible to open an FHSA account but may still be able to make contributions to an existing account. However, withdrawals can only be made by a Canadian resident to purchase a qualifying home located within Canada. If withdrawals are made by a non-resident, ...
Work towards your goal of buying your first home with a First Home Savings Account (FHSA). The FHSA is a new registered planthat can help you save for your first home tax-free. If you’re at least 18 (and no less than the age of majority in your province), have a Social Insurance...
you open an FHSA if, at any time in the calendar year before the account is opened or at any time in the preceding four calendar years, you did not live in a qualifying home — or what would be a qualifying home if located in Canada — as your principal place of residence that ...